Risks and interest rates

I read an interesting article yesterday that suggested that the days of companies with high credit ratings are gone forever. This article argued that companies are expected to have lower credit ratings now and that those with very high credit ratings are not taking enough risks. Similarly, taking risks in personal investment seems to have become perfectly normal. I was surprised to read this article suggesting that Kiwis are in a slightly different place on this topic. Makes me think that there is an investment opportunity there somewhere that might pay dividends as the Kiwis "catch up."

C Neilson and Raboplus research shows that Kiwis are a cautious bunch with 69% only willing to take very limited risks when investing their hard earned cash.

Link: ASB Business: November 13